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Selecting your payment preferences
Setting up your seller fees payment method
When you create a seller account, you link your seller account to your preferred payment method for paying selling fees. eBay can automatically debit or credit your seller account as you list, make a sale, or need to be reimbursed.
To change your seller fee payment method:
To get a refund for credits in your seller account, see Requesting a refund of your eBay credit balance.
Setting up your buyer payment preferences
How you set up your buyer payment options depends on each method and what you list.
Before you set up or change your payment preferences, take a look at Selecting payment methods and our accepted payments policy to choose the options that are best for you. Remember that all sellers on eBay.co.uk must offer PayPal as a payment method. Cash is only allowed if you're offering Payment on collection.
You have to use eBay checkout in order to accept PayPal. Your buyer sees the Pay now button in their email notification and in the Messages section of My eBay. Once your buyer has paid, you receive a notification and you can dispatch the item.
Checkout is set up as a default when you create a seller account. Read more about using checkout
To set your buyer payment preferences:
Setting up to receive PayPal payments
PayPal is a fast and convenient payment method for buyers and sellers. Buyers can pay for their item using a credit or debit card, bank account, or funds held in their PayPal account balance.
To register with PayPal and link it to your eBay account:
Once you've signed up with PayPal, it appears as an option when you create a listing. When you select PayPal, buyers see it in your listing. You'll also see it in your payment preferences in My eBay.
Note: If you need more information about creating a PayPal account, please contact PayPal for more help.
Setting up to receive credit card payments
If you want to accept credit cards, you'll need to make sure that you can process the buyer's payment. (Credit card payments aren't integrated into checkout on eBay.co.uk or eBay.ie.) You'll need both a merchant account and a virtual terminal solution.
The buyer will need to contact you during checkout with their credit card details - for example, by phoning you. You can add these instructions when you list your item, in the Additional check out instructions section.
Tip: Buyers can pay you with a credit or debit card using PayPal. They don't necessarily need to create a PayPal account - they can pay as a PayPal guest user. PayPal just processes the card payment and puts the money into your PayPal account.
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